Oriental Insurance launches Happy Family Floaters Policy

Wednesday 17, December, 2008 NEW DELHI: Country's second largest public sector general insurer Oriental Insurance Company today launched a comprehensive health cover for family. "Happy Family Floaters Policy aspires to protect one and all against escalating medical costs in turn creating healthy tomorrow for Indians," said Oriental Insurance Company Chairman cum Managing Director M Ramadoss. Available in two options gold and silver plan, the sum insured varies in between Rs 1-10 lakh, he said. From this unique product that the company has launched, he said the company "expects to earn premium of Rs 100 crore in the remaining months of the current fiscal". Elaborating on the features of the product, Ramadoss said it provides extensive cover for medical expenses of illnesses and accidents requiring in-patient hospitalisation. He said that optional covers are available for personal accidents worldwide, besides an add-on benefit of life hardship survival for certain critical diseases. The policyholder can avail tax deduction up to Rs 15,000 and Rs 20,000 for senior citizens. At the same time, no medical check-up is required for insured age up to 60 years, he said. The policy cover can be renewed till the holder reaches 65 years of age, with no limit on the age of dependents, he added.

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